We had a GREAT Time!

Happy Holidays!

Thanks to all who attended my Holiday Party this past weekend. 

Next Year's Party will be December 9th 2012. 

I appreciate the support and kindness you have shown me through out this year and I'm looking forward to helping you and your family and friends thought out next year!

Thanks.

Parks and Recreation

 I can't lie, every time I hear the phrase Parks & Recreation I think of  Leslie Knope and NBC's wonderfully hilarious show with the same name... 

Yes, I know the setting for the show is a small town in Indiana and I understand it pokes fun of the quaintness of small town life. But it still makes me smile.

Bloomington in nothing like this tongue and cheek town because our Parks & Recreation department actually has useful and smart programing for all ages.

I'm sure you've heard me toot a horn about the wonderful activities here in Bloomington, Indiana. Check it out for your self. Here is a link to the 2012 Winter-Spring Programing guide. Go ahead flip through... I doubt you won't find at least one activity up your alley.

The 2012 Parks & Rec Winter-Spring Programing guide is out!!!

Enjoy.

The Top 10 Ways to Make a Bad First Impression on Inspection Day

It's inspection day! The last last thing you want to do is leave the buyer or their inspector with questions about how the home has been maintained and cared for over the years. It's time to put your home's best brick forward, so here are 10 things you'll definitely want to avoid!

The Top 10 Ways to Make a Bad First Impression on Inspection Day

1. The front door is in need of repair; weather stripping is loose, exposed, or dragging on the floor.
2. The doorbell is not intact and/or does not work.
3. What's that smell?! The house smells musty, moldy, or tired. (Dirty carpet plays a big part in this impression).
4. The home is cluttered. (You want the buyers and their inspector to be able to access all areas of the home. An obstacle course will not be welcomed with too many smiles).
5. There are water stains at the ceiling, around the windows, within the sink cabinets, or beneath the shower/bath areas.
6. Windows are inoperable or do not open and close easily.  (You'll want to address any cracked glass or missing hardware as well).
7. Kitchen appliances are not in working order or surface lights and/or fans are inoperable.
8. There are loose, uncovered, or painted electrical outlets and non-working switches.
9. There are no visible smoke and CO detectors. Or they are not working.
10. There is damaged drywall from door knobs, picture frames, etc.

Maintaining and repairing the above items (and anything else on your to-do list) before the inspection will always be to a seller's advantage. And who doesn't want to make a great first impression on buyers during the selling process anyway? But do remember to call in a professional when necessary. A repair done improperly could end up being more of a headache than the original condition!

This is a repost from Chrissy Doremus ~ U.S. Inspect ~ Home Inspections

Chantilly, VA Chrissy's Blog can be seen on ActiveRain.com

Christmas Tree Farms

Tis, the season!

 

 

****CLICK HERE FOR 2013 UPDATED POST****

 

For all you local residents looking to spruce up your holiday cheer with an authentic experience of cutting down your own Chrismas Tree, Here is a list of local tree farms. Also for the best experience, Don't forget to read the Tips for your Tree cutting trip.


Twin H Tree Farms, Inc. 
Christmas trees- you choose and we cut, Precut Christmas trees, Living Christmas trees (to plant later), Christmas wreaths and boughs, Christmas decorations, trees tied
620 West Chumley Road
Bloomington, IN 47401
Phone: 812-824-7458
Email: jehopwood@twinhtree.com
Website: http://www.twinhtree.com/
Open: Daily, 10:00 am until Dark; Open for Christmas trees from the Friday after Thanksgiving until two days before Christmas.

Woodcrest Tree Farm
Choose and cut Christmas trees, Christmas gift shop, Pre-cut trees, Greens, Wreaths, Living-balled trees to plant after Christmas, Pine cones, Grave pieces, Garlands, Centerpieces
1427 Pinhook Road

Bedford IN 47421

(812) 279-5164

Email: jamicain@msn.com.
Open: 10:00 am to dark

Beasley Creek Farms 
Christmas wreaths and boughs, Christmas decorations, prepicked produce, snacks and refreshment stand, tractor-pulled hay rides, petting zoo
210 St. John Road
Martinsville, IN 46151
Phone: 765-342-0209
Email us at: lstjohn4@yahoo.com.
Open: Friday 1pm - 10 pm Saturday, Sunday - 9am to 10 pm. Payment: Cash, only.

Chappelow's Christmas Trees
Christmas trees-you choose and you cut, Christmas trees- you choose and we cut, Christmas wreaths, trees tied, trees baled, saws provided, winter hay rides,
5763 East Dayhuff Road,
Mooresville, IN 46158
Phone: 317-831-2833
Email: chappelowtrees@aol.com.
Open: Friday November 24, 8am to 5pm 8am to 5pm Saturday and Sunday November 26 to December 24. Payment: Cash, only.

Jay's Tree Farm
Choose and cut Christmas trees,
7520 East Hendricks County Road,
Mooresville, IN 46158
Phone: 317-834-3804
Website: www.jaystreefarm.com/

jaystreefarm@aol.com

Open: Weekends 9 am to 5:30 pm, Weekdays 3 pm - 5:30 pm.

Snowy Pines Nursery
Choose & Cut, Precut, Retail TREE SIZE: 2’ – 10’ Accepts Credit Cards              
1375 N. US Hwy 231 
Greencastle, IN  46135
Phone: 765-653-5304
Open: Nov 22- Dec 24 
Hours: 9:30 am – 7:30 pm everyday

Wagoner Christmas Tree Farm
U-Choose & Cut your own: Scotch Pine, White Pine, Douglas Fir
2148N CR 440W
Greencastle, IN 46135
Phone: 765 739 6135
Open: November 24 to December 24 9:00-5:30

Peiffer Farm  
Choose and Cut
1185 E 600 S
Franklin IN 46131
Phone: (317)933-9194
Email: peifferjoe@yahoo.com
Open: Nov 25 and weekends through Dec
Hours: Sat & Sun 9:00-Dark

Tower Family Christmas Trees
Choose & Cut; Precut
Tree Types & Services: Scotch Pine, White Pine, Fraser Fir, Other Firs, spruces, Wreaths        
Tree Size: 5’-12’
4416 W. Lowell Rd.  
Columbus, IN 47201
Phone: 812-378-.3505
Website: www.towerfamlychristmastrees.blogspot.com
EMAIL: towered@att.net
Open: Nov 25 ‘till sold out  
Hours: Mon - Fri 1-6pm;  Sat/Sun 10-5pm

Roberts Tree Farm
Choose & Cut; Tree Types & Services: Scotch Pine, White Pine, Fraser Fir, Canaan Fir, Spruces,
Balled Trees, Wreaths, Garland, Centerpieces, Grave Pieces Tree Size: 4'-12'
9977 N CR 25 E
Seymour IN 47274
Phone: (812)522-1288
Website: www.robertstreefarm.com
Email: idok@dishmail.net
Open: Nov 25-Dec 19 Friday-Sundays
Hours: 12:00-Dark Friday-Sunday

AND if you REALLY want to make a Holiday trip...  Why not Hit SANTA CLAUS, IN...

SANTA CLAUS's Candy Castle
Holiday World
SANTA CLAUS Visitor's Guide

Market Update Week of Nov 7th

Last week, more signs appeared that things are coming our way in housing. Wednesday the Census Bureau reported that the nation's home ownership rate moved up in the third quarter to 66.1%, slightly ahead of the prior quarter. Some commentators feel the three-year decline in home ownership might be starting to bottom out. Home ownership may have been encouraged by rising rents, with the vacancy rate now up to 9.8%.

The National Association of Realtors (NAR) chimed in with a forecast that existing home sales should be up 1% this year, then up another 4.3% next year. Although the median price will fall slightly this year, it's predicted to rise 2.6% in 2012. New home sales, after dropping 4.7% this year, are projected to rise 21.3% in 2012. And this year's 1.8% price hike will be followed by a 3.8% gain next year. Let's hope they're right.

BUSINESS TIP OF THE WEEK...Passion counts for a lot. The relentless intensity and commitment you need to succeed come from enjoying what you do and believing it's worthwhile.

• Review of Last Week 

CLASSIC GREEK DRAMA...The European Union's efforts to avert a Greek tragedy featured a soap opera produced by the Greek government. One day they announced the EU bailout proposal would be put to a vote by Greek citizens, the next day opposing parties agreed to accept it. This melodrama pushed stock prices down, up, down, and after posting gains four weeks in a row, the S&P 500 scored a 2.5% weekly loss. The Fed also contributed, issuing a policy statement citing "a moderate pace of economic growth over coming quarters" and predicting "the unemployment rate will decline only gradually."

Friday's October Jobs Report revealed employment levels consistent with weak-to-moderate economic growth. Just 80,000 new jobs were added in October, but prior months were revised upward and the unemployment rate edged down from 9.1% to 9.0%. ISM Manufacturing and Services indexes showed business still growing, although very slowly. Consumers are doing their part, with weekly chain store sales UP 3% for the year by one survey and UP 5.2% by another. 

For the week, the Dow ended down 2.0%, to 11983; the S&P 500 was down 2.5%, to 1253; and the Nasdaq slipped 1.9%, to 2686.

Investors worried about the European debt situation flocked to the bond market in droves. Yields and mortgage rates edged down, as bond prices escalated. The FNMA 3.5% bond we watch ended the week up 1.79, at $102.05. National average mortgage rates dropped again, according to Freddie Mac's weekly survey, and remain at very low levels.

DID YOU KNOW?...This week's University of Michigan Consumer Sentiment index is a survey of people's feelings about their financial situation and the economy. The index was normalized to 100 in 1964.

• This Week’s Forecast  

VERY QUIET ON THE ECONOMIC NEWS FRONT... Following last week's Fed meeting and employment report, this week's sparse economic news provides a nice breather. Initial Unemployment Claims should stay near the 400,000 level. The September Trade Balance is forecast to hold steady, with imports about $45 billion ahead of exports. Michigan Consumer Sentiment is expected to improve.  

• The Week’s Economic Indicator Calendar


Weaker than expected economic data tends to send bond prices up and interest rates down, while positive data points to lower bond prices and rising loan rates.

Economic Calendar for the Week of Nov 7 – Nov 11

Date	Time (ET)	Release	For	Consensus	Prior	Impact
W Nov 9	10:30	Crude Inventories	11/5	NA	1.826M	Moderate
Th Nov 10	08:30	Initial Unemployment Claims	11/5	400K	397K	Moderate
Th Nov 10	08:30	Continuing Unemployment Claims	10/29	3.690M	3.683M	Moderate
Th Nov 10	08:30	Trade Balance	Sep	-$45.8B	-$45.6B	Moderate
F Nov 11	09:55	Univ. of Michigan Consumer Sentiment	Nov	61.5	60.9	Moderate

 
• Federal Reserve Watch    
 
Forecasting Federal Reserve policy changes in coming months...Economists do not see a change in the Funds rate through mid-2013. A dramatic rise in inflation could alter that of course. Note: In the lower chart, a 1% probability of change is a 99% certainty the rate will stay the same.

Current Fed Funds Rate: 0%–0.25%

After FOMC meeting on:	Consensus
Dec 13	0%–0.25%
Jan 25	0%–0.25%
Mar 13	0%–0.25%

Probability of change from current policy:

After FOMC meeting on:	Consensus
Dec 13	<1%
Jan 25	<1%
Mar 13	<1%

Happy Halloween!

For Families with Children the fall colors bring apple picking, pumpkin carving and trick-or-treating.

But as a parent, this season brings my biggest fears. Child Predators. Lucky for us Monroe County is pretty proactive when it comes to protecting our children.  Convicted sex offenders in Monroe County are required to attend a meeting and movie night during trick-or-treat hours on Halloween.

For those who are still concerned and want to by-pass offenders homes here is a link to a searchable database of Home and Work Addresses for Registered offender.

This year’s official trick-or-treat hours in Bloomington, Ellettsville and the rest of Monroe County are 5:30-8:30 p.m. on Monday, Oct. 31.

Please Trick-or-Treat Safely.

Trick-or-treat Safety tips from the CDC
Sexual Predator Safety tips from Monroe County

Economic Calendar for the Week of Oct 17 – Oct 21

INFO THAT HITS US WHERE WE LIVE...

One dream that, happily, doesn't seem to be going away is the one we Americans have of owning our own home. In fact, in spite of all the negative news we hear about housing, the percentage of Americans who own their home is still the second highest on record, according to the Census Bureau. Even better, new research reveals that up to two million people are planning to jump into the housing market in the next two years.

The study from a business-to-business media company confirmed that Americans place a high value on homeownership across demographic groups, across the country, even where there have been larger declines in home values. Given today's prices and super low mortgage rates, 72% of homeowners and 59% of renters polled said that right now is a "good" or "very good" time to buy! Another study found that 80% of homeowners plan to buy another home and most view homeownership as one of the best long-term investments.

 

>> This Week’s Forecast

BUILDING NEW HOMES, SELLING EXISTING ONES, CHECKING UP ON INFLATION...

This week gets us back to a look at the housing market. September Housing Starts are expected to be up a tad, just shy of 600,000 new homes a year. But analysts are predicting a slight dip in Existing Home Sales for September, although that figure should still hover near 5 million per year.With the Fed's easy money policies, we have to keep an eye on inflation. For businesses, prices are forecast up slightly for the month, as measured by the Producer Price Index (PPI). The Fed's big focus is always on the Core Consumer Price Index (Core CPI). This excludes volatile food and energy prices and is projected to be up a little, but well within the Fed's target range. 

>> The Week’s Economic Indicator Calendar

Weaker than expected economic data tends to send bond prices up and interest rates down, while positive data points to lower bond prices and rising loan rates.

Economic Calendar for the Week of Oct 17 – Oct 21

Date	Time (ET)	Release	For	Consensus	Prior	Impact
M Oct 17	08:30	Empire State Manufacturing Index	Oct	–4.0	–8.82	Moderate
M Oct 17	09:15	Industrial Production	Sep	0.2%	0.2%	Moderate
M Oct 17	09:15	Capacity Utilization	Sep	77.5%	77.4%	Moderate
Tu Oct 18	08:30	Producer Price Index (PPI)	Sep	0.2%	0.0%	Moderate
Tu Oct 18	08:30	Core PPI	Sep	0.1%	0.1%	Moderate
W Oct 19	08:30	Consumer Price Index (CPI)	Sep	0.3%	0.4%	HIGH
W Oct 19	08:30	Core CPI	Sep	0.2%	0.2%	HIGH
W Oct 19	08:30	Housing Starts	Sep	595K	571K	Moderate
W Oct 19	08:30	Building Permits	Sep	610K	620K	Moderate
W Oct 19	10:30	Crude Inventories	10/15	NA	1.344M	Moderate
W Oct 19	14:00	Fed's Beige Book	Oct	NA	NA	Moderate
Th Oct 20	08:30	Initial Unemployment Claims	10/15	404K	404K	Moderate
Th Oct 20	08:30	Continuing Unemployment Claims	10/8	3.690M	3.670M	Moderate
Th Oct 20	08:30	Existing Home Sales	Sep	4.94M	5.03M	Moderate
Th Oct 20	10:00	Philadelphia Fed Manufacturing Index	Oct	–9.6	–17.5	HIGH
Th Oct 20	10:00	Leading Economic Indicators (LEI)	Sep	0.3%	0.3%	Moderate

Does your Agent Have a Side Job??

"Theresa, Is this video really applicable to today?

Aren't agents making money left and right? After all they get a big chunk of the sales price, right?!?"

Well, I hate to break it to you... Selling Real Estate is hard!

To be honest, most agents need a side job to be able to stay above the poverty line.

Don't Believe me? Let's look at some numbers.

Here's a look at some basic numbers:

2011 HHS Poverty Guidelines

Persons in Family	48 Contiguous States and D.C.	Alaska	Hawaii
1	$10,890	$13,600	$12,540
2	14,710	18,380	16,930
3	18,530	23,160	21,320
4	22,350	27,940	25,710
5	26,170	32,720	30,100
6	29,990	37,500	34,490
7	33,810	42,280	38,880
8	37,630	47,060	43,270
For each additional person, add	3,820	4,780	4,390

Okay, Let's say our hypothetical agent is a family of One.

How much volume does one agent need to sell to be above the poverty line?

Assumptions:

1) They work in a traditional Real Estate Firm that starts the commission splits at 50/50  

2) The agent has no other out of pocket business expenses like Marketing and Advertising.

3) The average commission on each sale is 6% which is split between the listing and selling broker 3%-3%

If we want to find the sales volume needed to

 make $10,890 in commission we must first divide it by 3%

$10,890/.03 = $363,000

But then we need to account for the Firm's 50/50 Split

$363,000/.5 = $726,000

To be AT the poverty line as a family of one, the agent must sell $726,000 a year.

You say "Oh but that's easy... aren't homes selling at $300,000 a pop?"

Actually in our market, last year's Average Sales price was $166,271.

That means our agent would need to sell at least 5 homes to be above the poverty line.

You say...

 "I see tons of house for sale, so they must be making it up with lots of volume"

Actually, Last year only 1,335 homes sold

You might think that's a lot

but...

There are roughly 426 Agents in town.

If all agent sold an equal amount of homes, each agent would only sell 3 homes per year and every agent would be living in poverty.

We know life is not fairly distributed, some agents are just better than others...

"So how many agents actually sell over $726,000 per year?"

Good Question!

In 2010, only 167 agents sold more than $726,000!

Which means 259 other agents in town either lived in poverty, had side jobs, or were so wealthy they didn't need money.

Where's my Real Estate Coupon?

I was recently asked....

How Flexible are prices?

Good Question. The official answer... the Property selling price is always subject to the negotiations between buyer and seller-- which is why I strongly suggest one of the best qualities you look for in an agent is good negotiation skills.  That being said, it is hard to say for sure that you can get a specific percentage off with out consideration of things like seller motivation, remaining mortgage balance, and property condition. However, over all, our market statistics depict a market in which properties are selling at about 94-96% list price to value.

Keep in mind that your best “30-50 percent off coupon” in our market today is the interest rate at which you will get your mortgage. 5 years ago we were looking at 6-7% interest.  Today were are seeing under 4% rates. In the long run, that my friend, is your ticket to a great deal!

Twitter, twitter, twitter

Hello It's me again.

Can't get enough of me?  Want to get to know me a little more personally? Want to follow my every move (although I doubt that I'm as important as Lady Gaga or Justin Beiber)... guess what... I'm on Twitter!


Twitter: TheresaSicinski
or
Text follow TheresaSicinski to 40404 (Standard carrier charges apply)

Congrats Mark and Ruth

An Educational Tour of Bloomington, Indiana

Today Show on Refinancing

Informative perspective on Refinancing in today's Market.

 

Interesting commentary on the HARP refinance program for underwater homeowners and strategies when refinancing your home.

We're #17!!! Best towns to Retire according to CNN Money!

This is something many of us may have already known but it's great to get some National Recognition...

Bloomington is AWESOME!

No really I mean it! Where else can you see world class musicians play for FREE! What other small towns with population under 100k can boast of being the home to a Nobel Prize winner or a world renown Billionaire-- let a lone both at the same time? If Charity is you passion, I'm sure you can find several here that stir your heart strings. As there are Tons of causes. 

Don't forget, we have Great health care technology, too. One of the few places in the country that has a Proton Therapy Center. If staying healthy is important to you we have great organic and ethnic food selection with our home grown and locally owned food co-op. And fantastic outdoor Parks & Reservoirs, too!

I believe Bloomington's core value 
is all about the Quality of life you live.

You can view the CNN Money #25 best places to retire article here

Historical Home Sales Data

Want to see my numbers?

eeekkk... I feel like you're going in to my underwear drawer.... But here it is...

P.S. If you want an updated copy just Email Me.

Say What?!? Click the picture for a larger version.

If you want your own up to date PDF copy of this historical market data... 

Call Me 812-671-0060

or Email Me 

Photo Pet Peeve

Dear Agents,
This is an intervention... Please stop taking pictures yourself!

You do your clients a disservice when catch your reflection in the bathroom mirror... let alone when you take a picture without a wide angle lens or you accidentally get your finger in the shot. Please hire a professional... in our market they run about $65 and compared to the average commission you'll make on the sale it's a drop in the bucket! I beg you stop being cheap!

Actually on Second thought,

Keep it up because you're giving me a competitive advantage. 

This home was on the market for over one year

With Staging and Professional Pictures the same home sold in 43 days

New Listing MLS # 20112550 Tensleep Rd

 5797 W Tensleep Rd

BIG-BIG-BIG! Don't be deceived by the other homes in the neighborhood THIS is a BIG one! 3,176 Sqft is more than double the size of the majority of homes currently on the market in this desirable neighborhood. Looking for a house to accommodate a plush sectional couch or a couple of king sized beds-- this is the home for you. The entertaining spaces on the first floor are open and inviting but easily defined for particular uses. Enjoy relaxing by the fireplace while keeping an eye on the apple pie warming in the kitchen oven. Or host a barbecue in your private backyard, and keep an eye on the tardy guest coming through the front door. On the first floor, the current owner has upgraded the flooring to hardwood and Linoleum tile. As well as, added conveniences such as a dishwasher and wire shelving in the walk-in pantry. If excitement should overtake you while visiting this home don't be afraid to do a flip in the upstairs hallway-- there's plenty of room. Labeling the rooms as over-sized is an understatement. The 2 twin sized beds are dwarfed in the expansive 14 x 15 ft room. And the master bedroom easily compares to a penthouse suite in most upscale hotels.  The 11 x 11 ft Master bathroom is roughly the size of most middle-class kitchens. No shortage on storage space in this home. Every room has a walk-in closet each one is so large you could get lost. Matter-of-fact the smallest closet fits an elliptical machine plus additional storage. Cul-du-sac living doesn't get much better than this. 5797 Tensleep is only a Stones Throw to Cook Medical, Ivy Tech and the proposed new YMCA. And a Hop- Skip- and a Jump onto 37 makes this a great location for commuting to Indianapolis or Crane. Tensleep is calling you home

I've found My New Best Friend...

I can flip you and rotate you, drop and drag furniture, move and change walls... and that's not all... I can pinpoint pictures, add video, and place you on a map! This sure beats staying up late with an Exacto blade and a stack of graph paper.  Believe me, this is a great way to show off your home. And that, my folks, is why Floorplanner online is my new best friend.

New Listing MLS # 20111904 Tamarron Drive

 3839 Tamarron Drive

Shhh... One of Bloomington's Best kept secret neighborhoods-- TAMARRON. So close to IU, College Mall, and all East Side conveniences; But perfectly tucked away near nature preserves. 3839 Tamarron is within walking distance to University Elementary School. This is a 2,528 square foot home with 2 large family rooms and an open floor plan on the first floor. The heart of this home boast large picture windows with a built in bench and French Doors overlooking the spacious patio and backyard. This wall of windows lets in light through out the day. Don't be deceived by the exterior, there are 4 large bedrooms on the second floor-- each bedroom will have adequate space for all your belongings. Many UPGRADES can be seen through out the home such as a reverse osmosis water filtration system and dishwasher in the kitchen, newly tiled bathroom floors and toilets with enough power to flush away just about anything. Visit today to see how 3839 Tamarron will make your life complete.

New LIsting MLS # 20111775 Delila Star

2605 DELILA STAR

 Ca-Ching... Someone is going to get a deal on this house! Will it be you? Listing price is less than the new construction down the street and all other condos currently on the market in the neighborhood. Talk about VALUE. The Summit Ridge Community is a quick walk to Thomas Park, Clear Creek Trail Head, and Summit Elementary and just off the ROUTE 2 Bus line to downtown and IU campus. A Hop- Skip- and a Jump onto 37 makes this a great location for commuting to Indianapolis or Crane. Close enough to be plugged into the hustle and bustle of Bloomington's downtown but far enough away to enjoy peace and quiet. Warm and Cozy are just some of the words that come to mind when you step foot into this modern Condo in Summit Ridge. Well thought out, Open floor plan on the main floor allows for easy living and entertaining. Plenty of Storage; closets, pantry and under stairwell. French Doors off the kitchen lead to your own personal parking spot. Upstairs you will find 3 well apportioned bedrooms with large closets to store all your belongings. This home features 2 Full Bathrooms upstairs and 1 Half Bathroom downstairs. 2605 DELILA STAR is waiting for you to come home.

View Floor Plan Here

New LIsting MLS # 20111705 Catherine

5925 Catherine Street

Warm and Cozy are just some of the words that come to mind when you step foot into this Clean and Neat as a pin home. GREAT STARTER HOME in Clear Creek School District. The Winding Brook Community is a quick walk to Jackson Park, and Clear Creek Trail Head. A Hop- Skip- and a Jump onto 37 makes this a great location for commuting to Indianapolis or Crane. Close enough to be plugged into the hustle and bustle of Bloomington's downtown but far enough away to enjoy peace and quiet. 3 well apportioned bedrooms 1 updated Bath. Open Floor plan flows nicely between Living room, Dining room and Kitchen.This house is USDA Rural Housing 100% financing approved and all Appliances are included. Make 5925 Catherine your new home

New Listing MLS # 20111578 Stidd Drive

 4521 N Stidd

Looking for Seclusion and Privacy? Potential abounds in this large ranch over walk out basement on a private wooded lot tucked just outside of town. Enjoy the heart of the home while sitting in the living room and gaze through the large windows that overlook the deck and wooded back lot. Built in bookcase complement the room and add just the right amount of architectural detail to the vaulted ceilings. Sunlit and comfortable. The kitchen has new solid surface Corian and TONS of cabinet and pantry space. Open Floor plan allows you to cook and entertain at the same time. Unique features such as vaulted ceilings in bedrooms and pocket doors make this home flexible and customizable to your own personal needs. The basement space is ready for living with a gas fire place, double patio doors, and room to store all your belongings. So close to E-v-e-r-y-t-h-i-n-g but nestled away from the hustle and bustle. Go Shopping at College Mall in less than 10 minutes flat or be downtown or IU in 15 minutes. 4521 N Stidd wants you to call it home.

The Bloomington Board of REALTORS Stance on Monroe County's Comprehensive Plan

The Bloomington Board of Realtors

The Bloomington Board of Realtors recognizes the need for planning and we are not opposed to it. In most cases proper planning leads to sustainable home values. With such an important issue being considered, it made sense to take advantage of a benefit provided by the National Association of Realtors that includes an analysis of the Proposed Monroe County Comprehensive Land Use Plan provided by Robinson & Cole, a national consulting firm with experts in the area of comprehensive planning. There are several issues addressed in the analysis that cause us to take issue with the final version of the plan as it was passed by the Planning Commission.

If we are to plan for our land use for the next 20 years then it seems elementary to create such a plan based on good data. There are several examples of figures or graphs included in the plan that do not appear to be supported by data, are included without explanation or context, or appear to misconstrue or misinterpret data. Most notably is the graph depicting population growth and projected growth which provides a skewed view of future population growth. The horizontal axis representing time uses an inconsistent scale. Years 1900 through 2000 are graphed at twenty year increments. Mid-chart, years 2000 through 2008 are graphed at two year increments. Subsequently the period of projected growth from years 2020 to 2040 switches back to use a twenty year increment. This inconsistency creates a graph that does not accurately represent population growth. As drawn, it looks as if population grew quickly between 1900 and 2000 and then leveled out to a much slower rate of growth over the past decade. The graph visually suggests a slowing of population growth in recent years with a continuation of fairly slow growth over the next 30 years.

In reviewing the graph we note the following: Population in Year 2000 was 120,000. Population in Year 2008 was 129,000. Projected population for Year 2040 is 142,000. This data does not cite the most recent Monroe County Census Data indicating a 2010 population of approximately 138,000. With a growth of approximately 18,000 people over the past 10 years, nearly 9,000 of that increase coming in the past 2 years, does it seem realistic to develop a vision and plan for our community based on a growth of a mere 4,000 people over the next 30 years?

Unless the intent of this plan is to stifle growth by inhibiting job creation and the availability of housing then we need to take the time to make assurances that we are planning based on accurate data and depicting the actual growth patterns in an accurate and transparent manner. A sustainable community will be difficult to achieve if we plan the use of our land over the next 20 years based on the data and misleading depictions of growth patterns provided in the most recent version of the plan.

Other figures may also leave a thoughtful reader of the Plan with unanswered questions. For instance, how was Figure 14, the Flood Prone Road map created? What qualifies a road as flood prone? The process used to identify such roads and the standards applied to their evaluation are not included or explained. Similarly, what data was used for Figure 16, Vacant Land Characterized by Slope, and how was it analyzed to create the map?

Ideally, all of the data contained in a Plan should be attributed to its source. Methods of analysis should be identified and presented in a transparent way. Data that is unattributed and analysis that is unclear or presented in a misleading way undermines the credibility of a plan and calls into question the validity of its conclusions and the soundness of its recommendations.

The Plan does not address many of the existing and future factors that will shape land use in the county. The mission statement observes that a comprehensive plan must be "based on a factual understanding of the forces and trends shaping the community. It pays little attention to how the Indiana University and Ivy Tech will impact the county.

According to the plan, 42,000 students were enrolled for the 2009 Fall Semester at IU. Ivy Tech’s main campus in Bloomington has a population of 4,700 students. The plan does not discuss how the student population impacts county housing demand, nor does it address methods for ensuring the availability of housing that is affordable to people with limited means. We note that the plan falls short as a comprehensive plan to guide the county’s future development because it does not pay enough attention to known factors that are beyond the county’s control. Housing and other demands of a growing student population have the potential to greatly influence demand in the county for development of various types. We ask the county to revisit the plan to analyze these factors and impact the county’s future development patterns, its infrastructure and services.

BBOR, as well as the Chamber of Commerce, and the BEDC have already noted that the plan announces specific policies at a level of detail and with language that is more appropriate for a zoning ordinance than for a comprehensive plan. We continue to stress this concern and point out the plan’s inconsistency between its introductory language advising that a plan is not intended to provide specific regulatory detail but then it goes on to include an overly complex and detailed set of requirements defined in Chapter 9 for the creation of new parcels which, in many cases, will require a civil engineer, an attorney and a surveyor to help a land owner understand what he or she can do with their property.

We appreciate the hard work put forth by our planning commission but we strongly recommend the county hire a professional land use firm to take the plan as it is today and help them mold it into a good plan that will positively impact our county. Land use planning professionals are educated and experienced, it is what they do and it is the right thing to do.

The Bloomington Board of Realtors supports a widely allocated ownership of land. Simply said, we support the philosophy that citizens should have every opportunity to own land. This plan may very likely lead to shortages in the housing and land supply. It will most definitely limit the creation of smaller parcels of land. When supply is low and parcels are large, prices are high. This limits citizen’s ability to own a home or land. We urge the commissioners to consider this as they make their decision.

New Listing MLS # 20111160 Mill Stone Ct

3854 S Mill Stone Court

Comfort meets Stature at this lovely home nestled in Bloomington's Southside. Space abounds in this Large 5 bedroom 3.5 bath home with a finished basement. Situated on a secluded .52 acre lot in Jackson Mill. Light drenched rooms and an open floorplan make this house a pleasant place to call home. The well apportioned eat-in kitchen flows nicely into the entertaining spaces of the main floor. Yet, a quiet study located on the main floor is partitioned off with double french doors and makes for a private retreat. 4 spacious Bedrooms on the 2nd Floor provide plenty of space for living and relaxing and ample closet space to organize your belongings. Main Bedroom Suite features a jetted garden tub, double sinks, and a walk-in closet large enough to preform your morning calisthenics. The Finished Basement boasts tall ceilings and light filled spaces; as well as, a 7 point surround sound system perfect for media entertainment. A Bedroom and Full bath in basement aptly positioned for use as an au pair or in-law suite. Turn cartwheels in the gigantic backyard which is the largest lot in the neighborhood and play basketball on your own private court. Close walk to Olcott Park and Jackson Creek Middle School! Enjoy the proximity to Eastside shopping and IU access. 3854 S. Mill Stone Court Welcomes you Home!

View Floor Plan Here

HT Online Crime Database

Moving to Bloomington from out of State? DO NOT buy a house until you have Viewed the Herald Times Online Crime Database. It costs $7 bucks a month for online access but will give you peace of mind. Transitioning to a new city is challenging BUT finding a great neighborhood shouldn't be.

Email for a Free Relocation Package filled with more great tips on Relocating to Bloomington.

New Listing MLS # 20111064 Ladd Ave

 704 W Ladd Ave

Charming 1950's Ranch over Full Basement near town. Warm and cozy 2,288 square foot home in Country Club Manor. Enjoy the warm hardwood floors on main level and 3 well appointed bedrooms. The central bath has been remodeled and features a laundry chute to the wash room in the basement. This home has a central vacuum system and upgraded mechanical systems. The roof  was replace with in the last 5 years. Water Heater was replace in 2008, and furnace was replace in the mid 90's.  Some of the main level electrical has been upgraded. The basement is finished with a wet bar and den. This house is situated on a large corner lot with a fenced yard, 12 x 24' deck, fire pit and large gardening and tool shed.

View Floor Plan Here

New Listing MLS # 20111038 Maybury Mall

3730 W Maybury Mall

Home sparkles and is ready for new owner! This Ranch over walk out basement has tons of space. 4 Bedroom 2 full baths with Den boasts of 1,750 finished Square Feet. Warm hardwood floors through out the first floor. Utilitarian Eat-in Kitchen with lots of natural light, walks out to a side deck perfect for summertime entertaining.

Finished basement has a large media room, full laundry room, full bathroom, one light filled bedroom, and a den and TONS of storage space. Property comes with Washer, Dryer and Refrigerator.

Close to West Side conveniences and a quick 10 minute drive to downtown and IU.

New Listing MLS #20110909 Clairmont Place

1416 E Clairmont Place

Easy lifestyle in Sherwood Oaks. What's better than living within walking distance to the Jackson Creek Trail. This home is conveniently nestled in the south side of Bloomington. Easy to get to anywhere in town and just as quick to Jump onto 37 to head to Indianapolis, Crane, or Lake Monroe. The home flaunts it's unique details; such as, an •Alluring Terrace in front, •Welcoming French Front Door, •A beautiful fireplace insert added to the •Stand alone Limestone fireplace, and •A cheerful Screened in Patio that looks over •The private backyard. Pride of ownership abounds and is reflected in the many recent upgrades. Carpets have been replaced, walls have been freshly painted and mechanical have been upgraded-- Furnace is less than 6 year old and was recently serviced. Privacy Important? The owner has planted wonderful trees in the backyard to give this home a park like setting. The home's living space features 3 large bedrooms, a formal living and dining room; as well as, a practical kitchen which is open to an adjacent cozy den. Located in Childs School District and Conveniently located near shopping, parks, and city services. Welcome home to an inviting ranch on a quiet cul-de-sac in Sherwood Oaks.

For more details Call 812-671-0060

All this Staging is Making me tired... Welcome Back Bloomington Real Estate Market!!

I just spent a long day Staging homes.

Staging? What is staging you ask? Well that's a very good question. Staging is the act of preparing you home to appeal to the largest number of buyers. It consists of moving furniture and packing up clutter to arrange you home as a salable product.

Can't any one do that? Well yes and no. Any one can rearrange a home's contents but not everyone can do it well. It's like going to the dentist for a pulled tooth... yeah I'm sure Uncle Denny can tie your tooth to a string and then slam the door shut to yank it out... but just because he can doesn't mean he should or that you would even want him to do so.  

Home staging is kind of the same. Lots of agents claim to be able to Stage your home for sale but there are very few who can do it well. Most of the time agents will come in with their magic REALTOR wand (you didn't know we got wands after we passed the state exam ;-) and while waving it around they command that you move this piece of furniture and pack up your beloved clown collection. Many times leaving the home owner feeling hopeless and distraught.

Well, I'm different. As an Accredited Staging Professional, I roll up my sleeves (at no additional cost to the home owner) and I actually spend 2-6 hours moving furniture and packing boxes... with the goal to present your home as the best possible choice in your price range. How many agents will do that for you?


Welcome Back Bloomington Real Estate Market. I hope you are here to stay.

What is a Supra Lock Box? How does it benefit me?

When you are selling your home, Security is Important. Standard lock boxes, like the kind found at your local hardware store, can be easily broken into. Instead, choose an agent who uses Supra Electronic Lock boxes. These Modern key boxes record every agent that accessed the property. As well as block unauthorized users from opening the key box.View the Video to learn more.

Public Comments for Comprehensive Plan

My Monroe County Future

Here is a new website that outlines the Monroe county comprehensive plan. To Review the plan it's self you can view it on the Monroe County Website.

For More Information:

There will be a town hall meeting on Monday Feb. 21 2011 6:30pm  at Ivy Tech Community College Student Commons 200 Daniels Way Bloomington Indiana


Links:
http://www.co.monroe.in.us/tsd/Government/Infrastructure/PlanningDepartment/ComprehensivePlan.aspx 
http://mymonroecountyfuture.com/

Welcome Home Bloomington!